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The borrow interest rates earned are accrued with the cryptocurrency that is related to the deposit for that specific pool. Users who have deposited in the protocol, excluding a share of yields sent to the ecosystem reserve defined by the reserve factor. This interest rate is paid on the capital that is lent out to then be shared among all the liquidity providers. The deposit APY,
- , the utilization ratio
- , user share of borrows
- , the reserve rate
The average Deposit APY over a period does not includes Flash Loan fees, such fees are currently set at null but Pixels.so | Borrow Against Your NFTs! reserves the right to implement a fee structure in the future.